# Helmicasino.com Terms of use Version 1.6
These terms were last updated on the [18th of October 2022] 1. General 2. My Account 3. Account Rules 4. Account verification 5. Deposits 6. Withdrawals 7. Restricted Player Groups 8. Anti-Money Laundering and Funding of Terrorism Due Diligence 9. Responsible Gaming 10. Data Protection 11. Complaints 12. SMS & Email 13. Limitation of Liability 14. Intellectual Property 15. Termination 16. Sportsbook Terms 17. Breach of Agreement 18. Governing Law
### 1. General 1.1. These Terms and Conditions (T&Cs) shall be the official source of reference for any complication/dispute related to the use of HelmiCasino.com our service or Software. All Games played on HelmiCasino.com are duly subject to the rules as specified in these T&Cs. You are responsible for reading these T&Cs carefully and make sure you understand them. Should you not agree with these T&Cs you should refrain from using the Websites any further. 1.2. [helmicasino.com](https://www.helmicasino.com) is operated by Familypot BV (License Holder issued by Antillephone #8048/JAZ)., a company based at Fransche Bloemweg 4 Willemstad, 149948, Curacao and by FifthStreet Tech Ltd, a company registered in Cyprus and having its registered address at Voukourestiou, 25, Neptune House, 1st floor, Flat/Office 11, Zakaki, 3045, Limassol, Cyprus. Familypot B.V. is a wholly owned subsidiary of FifthStreet Tech Ltd, whereby the latter provides management, payment and support services related to the operation of the website. 1.3. Familypot is here referred to as “COMPANY”, “We”, “Us” or “Our” and the Player and registered User shall be referred to as “You”, “Yours”, “End user”, “Account holder” or “the Player”, as and where appropriate. 1.4. We reserve the right to change these Terms & Conditions at any time. Any such changes will be notified to you in advance or upon your next login to the Service and you must confirm your acceptance before you will be allowed to play. 1.5. These Terms & Conditions, together with the Privacy Policy, Bonus Policy, Payments Policy, Complaints Policy, and any other policy on our Site, jointly govern your relationship with us when you use the Site and/or any of the features provided via the Site. 1.6. It is recommended that You retain a copy of all policies, rules and transaction records. 1.7. Terms & Conditions are in effect as soon as they are published on this page but will never retroactively affect the bonus promotions. However, it is the Player’s responsibility to check the Terms & Conditions regularly and prior to claiming any bonuses and/or placing any bets. 1.8. Should there be any discrepancy between the T&Cs in the English language version and the version in any other language, the English version will supersede.
### 2. My Account 2.1. To be able to play real money games, an account must be opened. If you are registering or depositing using BankID or any other similar form of electronic verification, you authorise us to receive your personal details from such third-party system and, on the basis of that information, to create Your Player Account. 2.2. In order to register and open an Account, you will be asked to provide us with accurate, complete and up-to-date personal information, which may include your name, date of birth, contact details (include email address and telephone number), residential address, and any other information as may be deemed necessary. You agree to maintain and promptly update your registration data to keep it accurate and complete at all times. You should immediately notify us of any change to your registration data via the email address you use to register your Account. If any of the information you provide us inaccurate, not current, or incomplete, or if we have reasonable grounds to believe so, we may, in our sole discretion, deny you access to the services, or suspend or terminate your account, pending further investigation. 2.3. The minimum age for opening an account is 18-years old. It is strictly prohibited for individuals under the age of 18 years old to participate in any of our services. Any person registering an account warrants not to be an individual under the age of 18. We reserve the right to ask for proof of age and identification from any player and to suspend their Account unless and until satisfactory documentation is provided. 2.4. Players residing in the countries that are not available in the registration page cannot register an account and play 2.5. We reserve the right to prohibit persons from any jurisdiction from opening an Account with us. 2.6. No employees, executives, managers, directors, consultants, agents, affiliated companies, providers or sellers of the Company, or anyone else having access to inside information, can participate in any of the Games during their term of employment and/or engagement. 2.7. Only one account per person is allowed (one name, one account, one IP address). Using or creating multiple accounts is strictly forbidden. If the use or creation of more than one account by the same person is detected, all accounts will be closed immediately, and we reserve the right to confiscate any funds held on the account. 2.8. If multiple players wish to play on HelmiCasino.com from a shared computer environment (dormitories, fraternities etc.), we strongly suggest they all contact our support before making multiple accounts to avoid unnecessary security procedures. 2.9. Each player is responsible, at all times, for maintaining and protecting the security of their account. Players shall not allow third parties to access or use their account. The Player therefore accepts full responsibility for the consequences of any third-party activity, and, without derogating from the generality of any other indemnity contained herein, agrees to indemnify and hold Familypot, its employees, directors, agents or representatives harmless in respect of any damages arising therefrom. Any losses due to third party activity shall not be refunded by us and we shall not be responsible in any manner whatsoever. If any winnings should derive from third party access, they will be confiscated and the account will be permanently closed. 2.10. The Player shall not be involved in any fraudulent, collusive, fixing or other unlawful activity in relation to the participation in any of the services offered, and shall not use any software-assisted methods or techniques or hardware devices in aid of their participation in any of the games. We hereby reserve the right to confiscate the funds, invalidate or close the Account, or invalidate the Player’s participation in a game in the event of such behaviour. 2.11 In case of the HelmiCasino account being closed due to gambling addiction or fraud, an individual must not open a new account. HelmiCasino will not be liable should the individual succeed in opening a new account, nor for any direct or indirect consequential damages. HelmiCasino reserves the right to close an account opened in breach of this rule at any point. 2.12 A Player account will be classed ‘inactive’, and players will be contacted if no activity occurs (including logging in/out) after six (6) successive months. Players will be notified that their account is due to become inactive no less than thirty (30) days before it is to become inactive. The player will also be reminded of any consequences thereof, including any fees that may be charged. Such notification will also inform the player of the option to withdraw the funds on the account. Inactive accounts will encounter monthly administration fees of €5 (or currency equivalent), or 5% of the total balance (whichever is larger). 2.13 Fees for inactive accounts will only be charged provided the account does not go into a negative balance. No fees are charged to inactive accounts which are self-excluded or which have been excluded from playing by the Licensee. 2.14 HelmiCasino reserves the right to close the Inactive Account once the account reaches zero balance.
### 3. Account Rules 3.1 HelmiCasino reserves the right, at its own discretion, and at all times, to: 3.1.1 Decline to open an HelmiCasino Account and/or to close an existing HelmiCasino Account without any explanation. Already made contractual obligations will be honoured; 3.1.2 Decline to accept deposits without any explanation; 3.1.3 Suspend and/or cancel the participation of an Account Holder in promotional activities, competitions or other services, whenever HelmiCasino is of the opinion that there are legitimate concerns that an HelmiCasino Account is, has been or may be used for illegal, fraudulent or dishonest practices. 3.1.4 Forfeit and/or confiscate funds available on an HelmiCasino Account and/or refuse to honour a claim, in the event that, directly or indirectly, the HelmiCasino Rules have been violated and/or other unauthorized activities have occurred in connection with an event and/or the operation of an HelmiCasino Account. This is subject to any of the said events being in connection with the HelmiCasino Account and/or the claim in question. 3.1.5 Transfer an Account Holders account and any pending balance on the account to another licensed and competent legal entity, subject to prior notification to the player, thereby giving the player a reasonable amount of time to opt out of having their account transferred. 3.1.6 Transfer and/or license, without prior notice, data regarding an Account Holder to any other legal entity, in any country, ultimately managed and controlled by FamilyPot BV, subject to Familypot BV guaranteeing that the said data at all times is transferred and managed in accordance with applicable laws, data protection acts and/or similar 3.1.7 Confiscate any winnings, cancel all bonuses, and terminate the player accounts if any VPN/Proxy/Cloud has been used by the player. The use of VPN/Proxy to hide your identity and location when logging onto our website is strictly prohibited. 3.2 An Account Holder warrants and represents, at all times, not to be: 3.2.1 Restricted by limited legal capacity; 3.2.2 Acting on behalf of another party; 3.2.3 Classified as a compulsive gambler; 3.2.4 Depositing money originating from criminal and/or other un-authorized activities; Upon the slightest indication of transactions and/or activities indicating potential money laundering we shall report to the relevant authorities. 3.2.5 Depositing money through a Card which the Account Holder is not authorized to use and/or utilizing a Card in a jurisdiction in which betting and gaming are prohibited; 3.2.6 Conducting criminal activities whereby an HelmiCasino Account is directly or indirectly involved; 3.2.7 Restricted by any legal reasons to open an account, purchase or use services from HelmiCasino and/or otherwise participate in the games offered. It is the player’s responsibility to know if their gaming is legal;
### 4. Account Verification 4.1. All accounts need to be verified for age, fraud prevention, payment processing, promotion restrictions, account closure, etc. 4.2. HelmiCasino.com reserves the right to request documents to verify your account. These include, but are not limited to: • Copy of a personal identification document (ID, driver’s license, or passport); and • Copy of a utility bill (gas, electric, water, landline phone – must not be older than 6 months) with name and address as registered in player’s HelmiCasino.com account. • Bank cards • Bank statements Or any other documents that may be deemed necessary to successfully verify your account. 4.3. Additional documents that may be requested for verification include, but are not limited to: bank cards, bank statements, source of wealth and source of funds documents, and any such other document that may be needed in order to complete the verification process. 4.4. The verification process will occur when the Account holder has cumulative deposits and withdrawals of three thousand USD ($3,000), or currency equivalent. 4.5. When documents are requested, the Player must upload such documents to their HelmiCasino account. 4.6. When requesting documents for an account verification, any pending withdrawals will be cancelled. Once the verification is complete, the Player may request a new withdrawal. 4.7. Where, for any reason, a Player refuses or is unable to provide us with any of the requested documents, HelmiCasino reserves the right to suspend the account and confiscate any funds available. 4.8. A player who deposits or plays with us logging in with BankID, instead of using other site-specific login credentials, authorises us to collect the necessary identification information through BankID and to create a Player Account on his/her behalf.

### 5. Deposits 5.1. If you wish to place bets on HelmiCasino.com we require you to make a minimum deposit in accordance with our Payments Policy, which you can then use to place bets. Deposits to your Account may be made through various payment providers that may change from time to time. Procedures, terms, charges and other conditions vary between payment providers. You may only deposit into your Account through the Site. 5.2. You may only use your own personal credit/debit card or other payment method to fund your Account. The name appearing on the credit cards or registered on the payment methods used for deposits or pay-outs must correspond to the name registered on your Account. It is the cardholder’s responsibility to know the online gambling laws applicable in the cardholder’s country. In case a deposit is made from an account or card that does not belong to the owner of the player account, the company reserves the right to confiscate all winnings. 5.3 A player must not allow third parties to make deposits to the player’s HelmiCasino account. 5.4. Internet gambling may be illegal in the jurisdiction in which you are located; if so, you are not authorized to use your payment card to complete the transaction. 5.5. Deposited funds are available on the Account within a reasonable amount of time following the confirmation of the deposit made. 5.6. We reserve the right to request proof of payments to the Account at any moment. 5.7. We do not grant any credit for the use of its services. Furthermore, no interest may be charged should there be a delay in the processing of funds as part of routine withdrawal processes, and we shall in no way be responsible for delays by third party processors of such funds, including but not limited to banks and payment service providers. 5.8. It is prohibited for players to transfer funds amongst player accounts.
### 6. Withdrawals 6.1. You may at any time request a payout from the existing balance of your Account provided that all payments have been confirmed and all amounts deposited, and all other terms and conditions have been met. 6.2. Withdrawals will be made to your bank account or other withdrawal methods available to you to choose from under the "Withdrawal" pages. Whenever possible, withdrawals will be paid by using the same method you would have utilized to make your deposits. 6.3. Withdrawals may only be made to an account registered to the owner of the Account and must have the same name and address as it exists in our records. 6.4 A player must not allow third parties to make withdrawals from the player’s HelmiCasino account 6.5. It will not be possible to withdraw funds marked as "Bonus money", as well as funds stuck in an aborted game. 6.6. A deposit must be made in accordance with Section 4 of these Terms and Conditions in order for a withdrawal request to be processed. 6.7. Although we cannot be held liable for the length of time to process payments, we do aim to process withdrawal requests within 1-3 business days after verification of the requested documents. 6.8. We reserve the right to decline a withdrawal request if verification has not been completed in full. This verification includes verification of your identity, age and location, and phone number. Verification may include requesting a copy of your identification document, utility bill, etc. In addition, we further reserve the right, at our sole discretion, to demand a notarized ID or any equivalent certified ID according to the applicable law of your jurisdiction. 6.9. We may charge assigned fees for processing withdrawals and this shall be clearly stated when you perform a withdrawal request. 6.10. You may withdraw the maximum amount of €20,000 per month, €10,000 per week and no more than €5,000 per day, except for progressive jackpot wins where no limitation will apply. We reserve the right to lower and increasewithdrawal levels. 6.11. If you win €100,000 or more, we reserve the right to divide the payout into ten instalments, paid as 10 per cent every month for 10 months until the full amount is paid out. You will not get any interest on outstanding amounts and you shall not treat us as a financial institution. 6.12. All deposits which are not connected to a bonus promotion must be wagered at least one (1) time before the withdrawal can be made to prevent money laundering. At the same time, if any fraud or money laundering is suspected, HelmiCasino.com might forfeit all funds on the player's account and close the account without any prior notification. 6.13. The Player is solely responsible for any applicable taxes on any prizes and/or winnings that are collected from Familypot.
### 7. Restricted Player Groups 7.1. Players physically present in the following countries are not allowed to open a player account and/or place any real money bets on our casino: American Samoa (AS), Austria (AT), Australia (AU), Belgium (BE), Bulgaria (BG), Burma (MM), China and its territories: China (CN), Curacao (CW), Estonia (EE), France (FR), Guam (GU), Hong Kong (HK), Iran (IR), Iraq (IQ), Israel (IL), Italy (IT), Korea: North Korea (KP), South Korea (KR), Laos (LA), Libya (LY), Macau (MO), Malaysia (MY), Netherlands (NL), Slovenia (SI), Somalia (SO), Spain (ES), Sudan (SD), Syria (SY), Turkey (TR), United Kingdom (GB), United States and its territories: United States (US), US Minor Outlying Islands (UM), Northern Mariana Islands (MP), US Virgin Islands (VI), Sweden (SW). 7.2. You are aware that the right to access and use the Website and any products offered therein, may be considered illegal in certain countries. Familypot is not able to verify the legality of service in each and every jurisdiction, consequently, you are responsible for determining whether you accessing and using our Website is compliant with the applicable laws in your country and you warrant to us that gambling is not illegal in the territory where you reside. Moreover, you declare that you are not a resident of the United States and its dependencies, military bases and territories. Familypot also prohibits individuals (including temporary visitors) located in or residents of certain jurisdictions; for avoidance of doubt, access and registration from countries that do not feature on the dropdown options available at registration stage, is strictly prohibited.
### 8. Anti-Money Laundering and Funding of Terrorism Due Diligence 8.1. We are subject to anti-money laundering and funding of terrorism laws and we must in this regard perform due diligence on customers. 8.2. The information provided to us for the purposes of our due diligence obligations shall be handled in accordance with our Privacy Policy. 8.3. Player hereby acknowledges that we shall use the information obtained from him/her for our due diligence obligations to conduct public searches and perform checks in order to verify the information provided to us. 8.4. Whilst we are carrying out our due diligence measures, player may be allowed to continue using his/her account. However, he will not be allowed to affect any withdrawals from such account until our verification procedures are completed. 8.5. Where we are unable to conclude our due diligence obligations because we have not received the required information from the player or we are otherwise unable to verify his/her identity, no activity may be undertaken from the account and the account will be blocked and/or terminated. In such event, we shall return any Deposit Funds present on the account at the time of blocking and/or termination except where it is necessary for us to delay or withhold payment of all or some of the player’s funds to comply with our legal obligations. 8.6. We reserve the right to ask for any additional information and documentation to fulfil our due diligence obligations, and any communication for the provision of information/documentation is not to be deemed as being the final communication in this regard. 8.7. If we become aware or suspect that the information provided by the player is materially false, we shall cancel the registration and take any other steps that may be required by us under law. We will not pay out any winnings in such circumstances.
### 9. Responsible Gaming 9.1. We endorse responsible gaming and gambling. We want you to enjoy your experience on our site, while remaining aware of the social and financial harms associated with problem gambling. 9.2. We offer you the opportunity to apply limits to your account at any time. If a limit is setup and reached, you will be unable to continue to play beyond the relevant limit. You may, at your discretion, choose to apply the following limits:
a. Loss Limit: allows you to control the maximum amount of real money that you can lose;
b. Deposit Limit: allows you to limit the amount of funds you can deposit into your account. You may choose to implement Daily, Weekly or Monthly limits. You may also apply a limit on your account by contacting customer support. 9.3. For those customers who wish to restrict their gambling, we provide voluntary self-exclusion tools, which enable you to close your account or restrict your ability to place bets. 9.4. To use our self-exclusion option please send an email to [support@HelmiCasino.com](support@HelmiCasino.com) with details of the account you wish to exclude and the period that you wish the self-exclusion to apply. If a specific period is not given, we will exclude you for the minimum duration. 9.5. We will endeavour to implement your request within a reasonable time period and to ensure compliance with your self-exclusion. However, you accept that we have no responsibility or liability whatsoever if you continue gambling before your request has been implemented or you seek to use the Website and we fail to recognize or determine that. 9.6. You acknowledge that exclusion and limits are set per account, and should you have accounts on more than one site owned by us, you must set the limits on each account. 9.7. If you require any further information or assistance regarding our different responsible gaming functionalities, please contact HelmiCasino.com customer support. 9.8. Any account closure is valid for HelmiCasino.com only and it does not include any other sites operated by us. 9.9. All restrictions shall immediately become effective after our Support Team has handled the request. 9.10 Although we will use our reasonable endeavours to enforce our responsible gambling policy, we do not accept any responsibility or liability if you nevertheless continue gambling and/or seek to use the Service with the intention of deliberately avoiding the relevant measures in place.
### 10. Data Protection 10.1. We hereby warrant to adopt adequate technical and organisational measures to ensure the security of our systems and the integrity of data transmitted on our Website. You hereby warrant to take reasonable measures to ensure the security of your systems and the integrity of data transmitted to us. 10.2. The player hereby acknowledges that their personal data shall be processed by the licensee or by any other person, company or firm associated in any manner or otherwise engaged by the licensee to provide services to it in order for us be able to provide the services to the player as laid down in these Terms and Conditions. 10.3. We shall process players’ personal data in line with the Privacy Policy on this website. In order to ensure compliance with all relevant legislation and regulations in relation to the handling and processing of such personal data, we shall enter into contractual arrangements with associated persons, companies or firms (and any other person, company or firm engaged to provide services to such associated persons, companies or firms) which are processing such personal data on our behalf. 10.4. For more information, please refer to the Privacy Policy.
### 11. Complaints 11.1. The player may contact our customer service on complaints@HelmiCasino.com to give us any complaints regarding our services. 11.2. Complaints are handled by our support team and escalated in the organization if required. Player shall be informed about the state of the complaint to a reasonable level. 11.3. Player has the right to bring unresolved disputes to Antillephone via [complaints@gaminglicences.com](complaints@gaminglicences.com). 11.4. Please refer to our Complaints Policy for more information on our complaints procedures.
### 12. SMS & Email 12.1. SMS and email messages are only available to the members of HelmiCasino.com. 12.2. In the event that information or text in communications sent by email, SMS or other forms is incorrect, the information that may be found on the Website or in the Terms & Conditions, or in the rules stated by HelmiCasino.com for the campaign in question, prevails. 12.3. HelmiCasino.com does not accept and takes no responsibility whatsoever if there is any error in the content of the messages or if a member would not receive the email(s) or text message(s). 12.4. HelmiCasino reserves the right, at its sole discretion, to send certain messages to a particular group of members. In this case, the offer only applies to the group determined by HelmiCasino.com, unless otherwise specified. 12.5. Some offers are only available for those members who have fulfilled the requirements set by HelmiCasino.com for the specific offer/promotion.
### 13. Limitation of Liability 13.1. You acknowledge that the Services offered on this Website are for entertainment purposes only. You are not required to use our Services and your participation is at your sole choice and discretion. You consequently enter the Website and participate in the Games at your own risk. The Websites and the Games are provided without any warranty whatsoever whether this is express or implied. You claim that your interest in our Services and in our Website is personal, and not professional and that you have registered an account with us only for personal entertainment. Any other use of the Services we provide and any other use of our Website is strictly prohibited. 13.2. Without prejudice to the generality of the preceding provision, we, our directors, employees, partners and service providers: 13.2.1. Do not warrant that the software, Games and the Websites are always fit for their purpose; 13.2.2. Do not warrant that the software, Games and the Websites are free from errors; 13.2.3. Do not warrant that the software, Games and the Websites will be accessible without interruptions; 13.2.4. Shall not be liable for any loss, costs, expenses or damages, whether direct, indirect, special, consequential, incidental or otherwise, arising in relation to your use of the Websites or your participation in the Games. 13.3. You hereby agree to fully indemnify and hold harmless us, our directors, employees, partners, and service providers for any cost, expense, loss, damages, claims and liabilities howsoever caused, that may arise in relation to your use of the Website or participation in the Games.
### 14. Intellectual Property 14.1 You acknowledge that the Service and all material published on the Service including but not limited to text, graphics, photos, logos, button icons, images, trade marks, audio and audio visual clips, databases, data compilations, data and software (together the Service Content) is owned and controlled by or licensed exclusively to us. You may not copy, adapt, display, communicate to the public or otherwise use any Service Content except as enabled and permitted by the Service from time to time. 14.2 You may print off one copy, and may download extracts, of any page(s) from the Service which you are authorised to access provided that such prints and downloads are for your personal and non-commercial use only.
### 15. Termination 15.1 If you wish to terminate (i.e. close) your Account, please contact our customer support team at [support@HelmiCasino.com](support@HelmiCasino.com) or via the Site's live chat function. 15.2 We may, in our sole discretion, terminate your Account, or use of the Service without notice if you are in material breach of these Terms, engage in any unsuitable conduct, or if we believe in our absolute discretion that your use of the Service is unsuitable in any other way. 15.3 Where we close your Account and terminate these Terms pursuant to paragraph 15.2 above, the balance of your Account will be non-refundable and will be deemed to be forfeited by you to the extent of any claim that we may have against you as of the date of such closure. For the avoidance of doubt, we will not credit any bonuses into your Account, nor will you be entitled to any contingent winnings, at any time after the date on which your Account has been closed (whether by us pursuant to these Terms, or by you).
### 16. Sportsbook Terms 16.1. The wagering requirement for deposit + sport bonus is four (4) times. Only bets (single/combo) with total odds higher than 1.80 count towards the wagering requirement. This is unless stated otherwise in a specific promotion. 16.2. A customer can only have one active Sportsbook bonus at a time. 16.3. Sign-Up and First Deposit bonus offers are only available to customers who have previously not made any deposit to HelmiCasino Sportsbook. 16.4. Cooperating with other customers in order to fulfil the bonus requirements is prohibited and will result in any winnings being confiscated. 16.5. Risk-Free play (i.e. proportionate betting on different outcomes in the same game to create “action” without risk) does not count towards the wagering requirement. Examples of Risk-Free bets include, but are not limited to, betting on home team to win before kick-off and betting on away team to win live during the game. Players found to be in conspiracy, for example one person betting on the home team and the other on the away team, will have their accounts permanently closed and their funds confiscated. 16.6. For German Resident Customers only: As of March 2013, all bets placed by players who are residing in Germany will, due to the additional tax burden incurred by sports betting taxes, be subject to a 5% deduction from winning bets. The amount will be deducted at settlement and will only be applied to winning bets. 16.7. Sportsbook is provided by: - __IT Technology Solutions Limited__. __IT Technology Solutions Limited__ is a company incorporated in British Virgin Islands with its principal office at P.O. Box 146, Road Town, Tortola, British Virgin Islands; 16.8. HelmiCasino accepts and acknowledges liability for transactions conducted to, from and/or with the sportsbook, exclusively for funds received, held and/or paid to and/or from an HelmiCasino Account in conjunction with arrangements with the applicable sportsbook provider. 16.9. For complete IT Technology Solutions Limited sportsbook rules please click here.
### 17. Breach of Agreement 17.1. If you breach any provision of these T&Cs, or should we have a reasonable ground to suspect that you have breached them, we reserve the right to not open, to suspend, or to close your Account, or withhold the payment of your winnings and apply such funds on account for any damages due by you. 17.2. You acknowledge that HelmiCasino.com shall be the final decision-maker of whether you have violated HelmiCasino.com rules, policies and/or terms or conditions, in a manner that results in the suspension or permanent barring from participation in our Website(s). 17.3. We will not be liable to you for any breach of these T&Cs which arises because of any circumstances that we cannot reasonably expected to control.
### 18. Governing Law 18.1. These Terms and Conditions shall be governed by the Laws of Cyprus. 18.2. The parties agree that any dispute, controversy or claim arising out of or in connection with these Terms and Conditions, or the breach, termination or invalidity thereof, shall be submitted to the exclusive jurisdiction of Cyprus.

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